Paytm Wallet is a secure and Reserve Bank of India (RBI)-approved digital/mobile wallet that you can use for multiple purposes. It is like digital cash that you can utilize for any kind of consumer payment. You can add money to the Paytm wallet through UPI, internet banking, or credit/debit cards. Also, you can send money from a Paytm wallet to a bank account or another person’s Paytm wallet.

Payment flow

  • Step1: Choose Paytmwallet from the available payment options.
Paytmwallet select
  • Step2: The user needs to input their mobile number.
Paytmwallet input phone number
  • Step3: The user prompt to input the OTP received on their phone.

  • Step4: Once done with the verification and authentication, the user will receive confirmation that the payment is successful.

Paytmwallet successful


name description
Countries IN
Type E-Wallet
Processing currencies INR
Supported currencies Refer to currency codes
Payment confirmation time Instant
Chargebacks Yes
Refunds Yes
Full Refund Yes
Partial Refund Yes
Refund type API
Refund timeframe 180 days
Onboarding required Yes (account is for Terminal3 and is available to our merchants via MoR model only)
Recurring Payments No
Mobile UI Yes
Opens new window Yes
Min Transaction Limit 1.00 INR

Available models:

  • Merchant.

Included with your Paymentwall account.

  • MOR.

Terminal 3.