Multibanco is an interbank network in Portugal that links the ATMs of 27 banks in Portugal. The multibanco references are made up of numbers that identifies an entity, a payment reference and a payment amount. These numbers can be printed on invoices or displayed in online stores, allowing the payer to make the payment of purchases from his home banking or any ATM in Portugal.

Payment flow

  • Step1: Select multibanco as the payment method and click on buy
MBWay select
  • Step2: Use the generated payment reference to complete the payment with online banking or at the ATM
MBWay checkout


name description
Countries Portugal flagPT
Type Bank Transfer
Processing currencies EUR
Supported currencies Refer to currency codes
Payment confirmation time Instant
Chargebacks No
Refunds Yes
Partial refund Yes
Refund time frame N/A
Onboarding required No
Recurring Payments No
Mobile UI Yes
Opens new window Yes
Min Transaction Limit 0.30 EUR

Available models:

  • Merchant.

Included with your Paymentwall account.

  • MOR.

Terminal 3.