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Mobile Money Benin

Mobile Money Benin is a digital payment service that allows money transactions over cellphone devices in Benin Republic.

The technology is installed in the SIM card of the device and can be used on regular and smartphone devices. Users can receive, withdraw, and send money without being connected to the formal banking system.

MoMo is MTN’s mobile money product. MTN MoMo controls about 70% of the market share and remains the dominant mobile money option in Benin.

Payment flow

  • Step 1: Choose Mobile Money Benin.
Mobile Money Benin selection
  • Step 2: Input the client details (account ID and/or amount, phone number, and name)
Mobile Money Benin input
Mobile Money Benin waiting for a payment

  • Step 3: The customer will receive a USSD push to validate the transaction.

  • Step 4: The customer approves the transaction with a PIN.

  • Step 5: The customer receives SMS confirmation from MTN.

Mobile Money Benin processing

Mobile Money Benin

name description
Countries Benin flagBJ
Type Mobile Money
Processing currencies XOF
Supported currencies Refer to currency codes
Payment confirmation time Instant
Chargebacks No
Refunds Yes, via API
Partial Refund No
Refund timeframe 90 days
Onboarding required No
Recurring Payments No
Mobile UI Yes
Open new window Yes
Min Transaction Limit 200 XOF
Max Transaction Limit 2,000,000 XOF

Available integrations:

  • Merchant model.

Included with your Paymentwall account.

  • MOR model.

Terminal 3.

Questions?

Common questions are covered in the FAQ.
For integration and API questions, feel free to reach out Integration Team via integration@paymentwall.com.
For business support, email us at merchantsupport@paymentwall.com.
To contact sales, email bizdev@paymentwall.com.

To suggest a change to this documentation you can submit a pull request on GitHub.