LinkAja is an integrated e-wallet service created through a merger of the e- wallets of Indonesian telco Telkomsel and lenders Bank Mandiri, BRI, and BNI. And it allows users to top up credit, buy packages, pay online, pay merchants, pay bills, buy game vouchers, donate, send money and many more from your smartphone.

Payment flow

  • Step1: Select LinkAja and input personal information
LinkAja preset
  • Step2: Login to your LinkAja account
LinkAja confirmation
  • Step3: You will receive an SMS with a verification code on your smartphone from LinkAja.
LinkAja not enough balance
  • Step4: Enter the verification code to complete the payment
LinkAja successful transaction
  • Step5: Receive payment successful notification in LinkAja app
LinkAja successful transaction
  • Step6: The purchase is completed
LinkAja successful transaction


name description
Countries Indonesia flagID
Type E-Wallets
Processing currencies IDR
Supported currencies Refer to currency codes
Payment confirmation time Instant
Chargebacks No
Refunds No
Partial refund No
Onboarding required No
Recurring Payments No
Mobile UI No
Open new window Yes
Min Transaction Limit 0.30 EUR

Available integrations:

  • Merchant model.

Included with your Paymentwall account.

  • MOR model.

Terminal 3.