Klarna is a Swedish eCommerce company that provides payment services for online storefronts. As of 2014, Klarna took over their direct competitor - SOFORT, which is now a part of the company. Klarna is now available for over 60 milions people.

Payment flow

  • The customer will be redirected to the checkout page.
Klarna checkout
  • The customer chooses the country and their bank of choice.
Klarna select
Klarna select 2
  • The customer must log into their online banking account to complete the payment.
Klarna preset


name description
Countries Austria flagAT, Belgium flagBE, Germany flagDE, Italy flagIT, Netherlands flagNL, Poland flagPL, Spain flagES, United Kingdom flagGB, Switzerland flagCH
Type Bank Transfers
Processing currencies EUR
Supported currencies Refer to currency codes
Payment confirmation time Instant
Chargebacks Yes
Refunds Yes
Partial refund Yes
Refund time frame 90 days
Onboarding required Yes
Recurring Payments No
Mobile UI Yes
Opens new window Yes
Min Transaction Limit 0.30 EUR

Available models:

  • Merchant.

Included with your Paymentwall account.

  • MOR.

Terminal 3.