EPS (Electronic Payment Standard) is a debit card payment solution. It was a joint invention of Austrians major banks, created to make online payments easier.

At the moment, over 80% of Austrian online merchants accept EPS as a payment method on their online store.

Payment flow

  • The customer fills in the requested information.
EPS preset
  • The customer selects their bank of choice.
EPS select bank
  • The payment is completed after a redirection to the website of the chosen bank.
EPS checkout


name description
Countries AT
Type Bank Transfers
Processing currencies EUR
Supported currencies Refer to currency codes
Payment confirmation time Instant
Chargebacks No
Refunds Yes
Partial refund Yes
Refund time frame 365 days
Onboarding required No
Recurring Payments No
Mobile UI Yes
Opens new window Yes
Min Transaction Limit 1 EUR

Available models:

  • Merchant.

Included with your Paymentwall account.

  • MOR.

Terminal 3.