Vietnamese ATM cards

NAPAS (National Payment Services) is Vietnam’s national card payment network, connecting domestic debit and prepaid cards issued by major banks nationwide. It enables fast, secure, and convenient transactions for in-store purchases, online payments, ATM withdrawals, and bill payments. Widely accepted by merchants and service providers nationwide, NAPAS offers a reliable cashless payment solution for everyday use.


Payment flow

  • Step 1: Choose Local ATM Card (Napas)
Step 1 ATM Vietnamese Card
  • Step 2: The user selects their Bank (ATM Card provider)
Step 2 ATM Vietnamese Card
  • Step 3: The user enters their card information to complete the payment.
Step 3 ATM Vietnamese Card

Vietnamese ATM cards


name description
Countries VN
Type Debit Cards
Processing currencies VND
Supported currencies Refer to currency codes
Payment confirmation time Instant
Chargebacks Yes
Refunds Yes
Onboarding required Yes
Recurring Payments No
Mobile UI Yes
Opens new window Yes
Min Transaction Limit 1,000 VND
Max Transaction Limit 300,000,000 VND

Available models:

  • Merchant.

Included with your Paymentwall account.